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> there is no meaningful risk that these startups will not be made whole in the coming weeks.

Wow, two very bold claims here:

1. they will be made whole

2. in a few weeks

For 1. I think this is very unlikely to happen. Absolutely account holders will get some money back, but I would be pretty surprised if it was 100%. Regarding number 2. I would be even more shocked if anything more than the FDIC insured amount was returns within "a few weeks".

However you are claiming that there is "no meaningful" probability these will not both happen. Do you care to elaborate on this more because I have heard nobody with any experience in this space making claims like this?




> I would be pretty surprised if it was 100%

It would be unthinkable that they wouldn't, up to the $250k limit. Beyond that limit, they probably won't be made whole.


If they sell SVB to another bank, it will probably guarantee 100% of it because the alternative makes all customers of small banks a lot more nervous about their accounts.




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